City safety & data profile

WaterlooIA

Waterloo, IA is a 68K-resident city in Black Hawk County with a median household income of $57,480.

Black Hawk County, Iowa. Federal health, economic, and safety indicators for Waterloo, drawn from the U.S. Census Bureau American Community Survey, CDC PLACES, and CMS Hospital Compare. Waterloo has a population larger than 87% of the 4,640 U.S. cities Areazine tracks, a median home value of $152,600, and 2 hospitals serving the surrounding area.

68K
Population
Top 13%
By size
$57,480
Median income
$152,600
Median home
16.6%
Poverty rate

The read on Waterloo

Waterloo posts a median household income higher than 19% of U.S. cities Areazine tracks, where 2 hospitals serve the Waterloo area.

Top 81%
by median income, US cities
2
hospitals in & near Waterloo

Where Waterloo income ranks nationally

Median household income vs. every place Areazine profiles (place-level ACS)

$57,480 Bottom 19% higher than 19% of 3,889 places Areazine profiles

$0–$20,000: 0 places Areazine profiles (0%). Below this entry. $20,000–$40,000: 71 places Areazine profiles (2%). Below this entry. $40,000–$60,000: 788 places Areazine profiles (20%). This entry sits in this band. $60,000–$80,000: 1,055 places Areazine profiles (27%). Above this entry. $80,000–$100,000: 768 places Areazine profiles (20%). Above this entry. $100,000–$120,000: 515 places Areazine profiles (13%). Above this entry. $120,000–$140,000: 308 places Areazine profiles (8%). Above this entry. $140,000–$160,000: 171 places Areazine profiles (4%). Above this entry. $160,000–$180,000: 92 places Areazine profiles (2%). Above this entry. $180,000–$200,000: 47 places Areazine profiles (1%). Above this entry. $200,000–$220,000: 28 places Areazine profiles (1%). Above this entry. $220,000–$240,000: 18 places Areazine profiles (0%). Above this entry. $240,000–$260,000: 28 places Areazine profiles (1%). Above this entry. IA $0 $260,000 every profiled place, bucketed by value

Each bar is a $20K-wide band; taller bars hold more places Areazine profiles. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, American Community Survey (place-level) · 2024 ACS 5-year

The quick read

Reading Waterloo, IA beyond the headline numbers

Waterloo sits inside Black Hawk County, Iowa, at roughly 42.49°N, -92.34°W. Its population of 68,460 and $57,480 median household income are the two most quoted figures, but in isolation they hide the shape of the city. A median home value of $152,600 paired with median rent of $923 is the starting point for a price-to-income read that tells you how stretched a typical household is before any other cost of living factor is considered. The 16.6% poverty rate next to that income figure is the better signal, two cities with identical medians can have very different lived realities depending on the income distribution underneath.

Health and healthcare access are the next layer most residents and prospective movers actually care about. CDC PLACES indicators for Waterloo show the highest-prevalence measure is obesity at 44%, followed by high blood pressure at 37.2%. In and around Waterloo, CMS Hospital Compare tracks 2 hospitals with an average rating of 3.5/5 and 2 carrying emergency departments, the ER count is the more actionable figure if you are evaluating a move because it defines the effective trauma radius.

Areazine reconstructs these layers from U.S. Census ACS (place-level economics and demographics), CDC PLACES, and CMS Hospital Compare, each updated on its own cadence, and pairs them with live alerts from FEMA, NOAA, FDA, and CPSC scoped to the Waterloo area. The comparison bars next to each metric anchor the number against a national reference, which is the fastest way to tell whether Waterloo is an outlier on a given dimension before drilling into the raw value.

Population
68,460
Waterloo
Median Income
$57,480
-15% vs avg
Median Home Value
$152,600
-33% vs avg
Median Age
36.7
years

10-Year Trends 2013–2024

County-level trend (Black Hawk County) - Waterloo's own historical series isn't separately published by the Census Bureau, so these year-over-year figures track the surrounding county, not the city alone.

20132024
Population
131K-0%
Median Income
$66,417+45%
Median Home Value
$188,900+53%
Poverty Rate
14.9%-12%
Unemployment
4.6%-44%

Economics

Economics indicators for Waterloo, IA
IndicatorValue
Median Rent
$923/mo
Poverty Rate
16.6% +17% vs avg
Unemployment 5.3%
Bachelor's Degree+ 21.8%
Work From Home 7.6%
Public Transit 0.4%

Population

White 67.4%
African American 16.6%
Asian 3.2%
Two or More Ethnicities 4.4%

Health Profile 15 measures

Health Indicators

Obesity
44%
High Blood Pressure
37.2%
Short Sleep Duration
36.9%
Physical Inactivity
27.5%
Binge Drinking
19.5%
Current Smoking
18.9%
Frequent Mental Distress
17.4%
Frequent Physical Distress
13.7%
Diabetes
13.6%
Current Asthma
10.9%

Preventive Care

Dental Visit 62.4%
Annual Checkup 79.3%

Other Measures

Lack of Health Insurance
9%
Coronary Heart Disease
7%
Stroke
3.9%

Hospitals 2 total

Rating Distribution
★★★★★
0
★★★★
1
★★★
1
★★
0
0
Average Rating
3.5/5
Total Hospitals
2
With ER
2
MERCYONE WATERLOO MEDICAL CENTER
WATERLOO · Acute Care Hospitals · ER
★★★★☆
ALLEN HOSPITAL
WATERLOO · Acute Care Hospitals · ER
★★★☆☆

Frequently Asked Questions 6

What is the population of Waterloo, IA?
Waterloo, IA has a population of 68,460 people, located in Black Hawk County, Iowa.
What is the median household income in Waterloo?
The median household income in Waterloo, IA is $57,480 per year, per the U.S. Census ACS. The poverty rate is 16.6%.
What is the median home value in Waterloo?
The median home value in Waterloo, IA is $152,600. Median rent is $923/month.
What are the top health concerns in Waterloo?
The top health indicators in Waterloo include Obesity (44%), High Blood Pressure (37.2%), Short Sleep Duration (36.9%). Data from CDC PLACES.
How many hospitals are in Waterloo?
Waterloo has 2 hospitals with an average rating of 3.5/5 stars. 2 have emergency departments.
What is the median age in Waterloo?
The median age in Waterloo, IA is 36.7 years. 21.8% of residents have a bachelor's degree or higher.

Safety Context

Waterloo, IA is located in Black Hawk County, Iowa. With a population of 68K and a $57,480 median household income, the community faces health challenges including obesity and high blood pressure. Residents have access to 2 hospitals with an average rating of 3.5/5 stars. Safety alerts for the Waterloo area are monitored from federal and state agencies including FEMA, NOAA, FDA, and CPSC.

Safety Guides

Primary source data

Nearby Cities 8

Using Waterloo's profile

Use this as a starting research checklist, not a verdict on whether to live here.

  • Check live recalls, weather and hazard alerts scoped to the Waterloo area before relying on national headlines. Check your area
  • Read the poverty rate alongside the income figure, two places with the same median can have very different realities.
  • Compare Waterloo against Iowa peers on any ranking lens. Explore Iowa

Population and economics (income, home value, poverty, education) are place-level U.S. Census ACS; health is CDC PLACES; hospital counts reflect facilities in and around the city.

Data Sources

All data on this page comes from official U.S. government sources. Population and economic data from the Census Bureau American Community Survey (2024 5-year estimates, place geography). Health data from the CDC PLACES program (2023). Hospital ratings from CMS Hospital Compare (2024). Climate data from NOAA. Education data from NCES. Cost of living from Bureau of Economic Analysis. Crime statistics, where referenced on Areazine, originate from the FBI Crime Data Explorer. Housing market figures referenced on Areazine come from HUD Fair Market Rents. Census economics and population are at place geography; some health and hospital indicators are reported at the county level (Black Hawk County) where that is the smallest published unit.

Every figure on Areazine is published directly from official U.S. government sources, no number is typed in by an editor. City demographic and health figures are compiled directly from U.S. Census, CDC, and CMS releases, updated quarterly within 30 days of upstream release. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026.