ZIP 04981

What ZIP 04981 actually tells you, and what it doesn't

The 04981 ZIP Code Tabulation Area has a population of 2,479 and a median household income of $72,500. Against the other tabulation areas in this dataset, it places as follows.

A home at the median costs roughly 2.7 years of median household income, a little below the midpoint of the 29,491 tabulation areas reporting both. Buying is within reach of a typical local income here in a way it is not across most of the country.

Median rent works out to about 19% of median household income, above the midpoint for reporting areas though still short of the 30% cost-burden line. Note that this compares two medians, not the same households: renters here typically earn less than the ZCTA-wide median, so their real share is higher.

At a median age of 50.2, 04981 falls in the oldest quarter of reporting areas. Retirement destinations and long-settled rural areas cluster here, and in both the labour-force measures below cover a smaller share of residents than they would in a younger area.

ZCTAs approximate USPS ZIP codes rather than matching them, and these are 5-year ACS estimates, so they trail current conditions.