ZIP 04978

What ZIP 04978 actually tells you, and what it doesn't

The 04978 ZIP Code Tabulation Area has a population of 943 and a median household income of $101,932. Against the other tabulation areas in this dataset, it places as follows.

Housing is cheap here relative to local earnings. A home at the median costs about 2.2 years of a median household's gross income, which puts 04978 in the least expensive quarter of the 29,491 tabulation areas that report both figures. Areas in this range are usually either far from a major job centre or carrying housing stock that local wages have caught up with.

Renting takes an unusually small bite of local income -- about 9% of median household income at the median rent, in the lowest quarter of the 25,890 areas reporting both.

At a median age of 55.1, 04978 falls in the oldest quarter of reporting areas. Retirement destinations and long-settled rural areas cluster here, and in both the labour-force measures below cover a smaller share of residents than they would in a younger area.

ZCTAs approximate USPS ZIP codes rather than matching them, and these are 5-year ACS estimates, so they trail current conditions.