ZIP 39440

What ZIP 39440 actually tells you, and what it doesn't

The 39440 ZIP Code Tabulation Area has a population of 20,459 and a median household income of $38,400. Against the other tabulation areas in this dataset, it places as follows.

The median home is priced at about 2.9 times median household income, above the midpoint for reporting areas. A gap of this size usually means demand is being set by buyers whose income is not counted in this ZCTA -- commuters, second-home buyers, or investors.

Rent absorbs roughly 25% of median household income, among the highest quarter of reporting areas. Because renter households usually earn below the area-wide median, the burden on actual renters runs higher than this ratio shows.

Half the residents are under 35.3, young enough to place 39440 in the youngest quarter of the 32,853 areas reporting an age. Campuses, barracks, and dense rental districts dominate this end of the range, and where that is the cause the income and poverty figures describe students rather than settled households.

ZCTAs approximate USPS ZIP codes rather than matching them, and these are 5-year ACS estimates, so they trail current conditions.