ZIP 12204

What ZIP 12204 actually tells you, and what it doesn't

The 12204 ZIP Code Tabulation Area has a population of 8,728 and a median household income of $70,260. Against the other tabulation areas in this dataset, it places as follows.

The median home is priced at about 3.4 times median household income, above the midpoint for reporting areas. A gap of this size usually means demand is being set by buyers whose income is not counted in this ZCTA -- commuters, second-home buyers, or investors.

Median rent works out to about 21% of median household income, above the midpoint for reporting areas though still short of the 30% cost-burden line. Note that this compares two medians, not the same households: renters here typically earn less than the ZCTA-wide median, so their real share is higher.

Half the residents are under 33.4, young enough to place 12204 in the youngest quarter of the 32,853 areas reporting an age. Campuses, barracks, and dense rental districts dominate this end of the range, and where that is the cause the income and poverty figures describe students rather than settled households.

ZCTAs approximate USPS ZIP codes rather than matching them, and these are 5-year ACS estimates, so they trail current conditions.