ZIP 04530

What ZIP 04530 actually tells you, and what it doesn't

The 04530 ZIP Code Tabulation Area has a population of 11,584 and a median household income of $69,587. Against the other tabulation areas in this dataset, it places as follows.

The median home costs around 4.0 times what a median household here earns in a year, placing 04530 in the most expensive quarter of reporting areas. Wherever the multiple runs this far ahead of local pay, ownership is largely closed to people earning the local median, and the rental figures below matter more than the sale price.

At the median, rent consumes roughly 16% of a median household's income -- below the midpoint for reporting areas, and well under the 30% line commonly used to define a cost burden.

The median age of 45.1 sits above the midpoint of reporting areas, the pattern of a settled population where more residents are past child-rearing than entering it.

ZCTAs approximate USPS ZIP codes rather than matching them, and these are 5-year ACS estimates, so they trail current conditions.