ZIP 04102

What ZIP 04102 actually tells you, and what it doesn't

The 04102 ZIP Code Tabulation Area has a population of 17,501 and a median household income of $77,350. Against the other tabulation areas in this dataset, it places as follows.

The median home costs around 5.3 times what a median household here earns in a year, placing 04102 in the most expensive quarter of reporting areas. Wherever the multiple runs this far ahead of local pay, ownership is largely closed to people earning the local median, and the rental figures below matter more than the sale price.

Median rent works out to about 21% of median household income, above the midpoint for reporting areas though still short of the 30% cost-burden line. Note that this compares two medians, not the same households: renters here typically earn less than the ZCTA-wide median, so their real share is higher.

Half the residents are under 36.7, young enough to place 04102 in the youngest quarter of the 32,853 areas reporting an age. Campuses, barracks, and dense rental districts dominate this end of the range, and where that is the cause the income and poverty figures describe students rather than settled households.

ZCTAs approximate USPS ZIP codes rather than matching them, and these are 5-year ACS estimates, so they trail current conditions.