ZIP 01012

What ZIP 01012 actually tells you, and what it doesn't

The 01012 ZIP Code Tabulation Area has a population of 440 and a median household income of $73,906. Against the other tabulation areas in this dataset, it places as follows.

The median home costs around 4.1 times what a median household here earns in a year, placing 01012 in the most expensive quarter of reporting areas. Wherever the multiple runs this far ahead of local pay, ownership is largely closed to people earning the local median, and the rental figures below matter more than the sale price.

At the median, rent consumes roughly 17% of a median household's income -- below the midpoint for reporting areas, and well under the 30% line commonly used to define a cost burden.

At a median age of 54.5, 01012 falls in the oldest quarter of reporting areas. Retirement destinations and long-settled rural areas cluster here, and in both the labour-force measures below cover a smaller share of residents than they would in a younger area.

The ACS publishes no unemployment rate for 01012. Those rows read "Not reported" below rather than zero; a suppressed estimate is not a measurement of nothing. Small resident counts are the usual reason the Bureau withholds one.

ZCTAs approximate USPS ZIP codes rather than matching them, and these are 5-year ACS estimates, so they trail current conditions.