ZIP 00728

What ZIP 00728 actually tells you, and what it doesn't

The 00728 ZIP Code Tabulation Area has a population of 38,590 and a median household income of $21,239. Against the other tabulation areas in this dataset, it places as follows.

The median home costs around 5.0 times what a median household here earns in a year, placing 00728 in the most expensive quarter of reporting areas. Wherever the multiple runs this far ahead of local pay, ownership is largely closed to people earning the local median, and the rental figures below matter more than the sale price.

Rent absorbs roughly 28% of median household income, among the highest quarter of reporting areas. Because renter households usually earn below the area-wide median, the burden on actual renters runs higher than this ratio shows.

A median age of 40.4 is on the younger side of the reporting range -- the profile of an area still taking in households at the family-forming stage rather than one that has finished doing so.

ZCTAs approximate USPS ZIP codes rather than matching them, and these are 5-year ACS estimates, so they trail current conditions.