White Oak vs Kemp Mill

Side-by-side comparison of White Oak, MD and Kemp Mill, MD - population, economics, education, health, hospitals, climate, and cost of living from official U.S. government data.

Reading a White Oak vs Kemp Mill comparison, what matters, what doesn't

White Oak (17K residents in Maryland) and Kemp Mill (13K residents in Maryland) differ first on the three numbers nearly every comparison starts with: median household income ($83,370 vs $146,354), median home value ($574,000 vs $596,600), and median rent ($1,808 vs $2,177 per month). Those three are highly correlated within a region but often decouple across regions because they respond to different levers, income tracks the local job market, home values track housing supply plus interest-rate pressure, and rent tracks short-run vacancy. Comparing all three at once is how you spot whether a city is "expensive because people earn a lot" or "expensive despite what they earn."

The second layer is the layer most headline comparisons skip. Poverty rate (15.1% vs 10.5%) and unemployment (7.1% vs 7.1%) describe the distribution under the median, which two cities with similar averages can present very differently. The share with a bachelor's degree or higher (43.4% vs 64.8%) is the single best proxy for income trajectory over the next decade.

Areazine renders each row with a national-average tick mark precisely so you can tell in one glance whether both cities are above/below the U.S. norm (they often are, cities with active residential markets self-select for certain profiles) rather than focusing on which is "better." For life decisions, where to relocate, where to retire, where to enroll a child in school, pair this page with the individual city profiles below, where health indicators, hospital ratings, school counts, and climate normals appear in full rather than as the compressed single row you see here.

White Oak
Maryland
Pop: 17K
Income: $83,370
Home: $574,000
Kemp Mill
Maryland
Pop: 13K
Income: $146,354
Home: $596,600

Head-to-Head Summary

Side-by-side comparison of White Oak and Kemp Mill on key metrics
Metric White Oak Kemp Mill
Population 17K 13K
Median Household Income $83,370 $146,354
Median Home Value $574,000 $596,600
Median Rent $1,808/mo $2,177/mo
Poverty Rate 15.1% 10.5%
Unemployment Rate 7.1% 7.1%
Bachelor's Degree+ 43.4% 64.8%

Population

Source: U.S. Census Bureau ACS 2024 (5-year)
Population
17K
Population
13K
Median Age
33.2 yrs
Median Age
39 yrs
10-Year Pop Growth Same
+8%
10-Year Pop Growth
+8%

Economics

Source: U.S. Census Bureau ACS 2024 (5-year)
Median Household Income
$83,370
Median Household Income
$146,354
Median Home Value
$574,000
Median Home Value
$596,600
Median Rent
$1,808
Median Rent
$2,177
Poverty Rate
15.1%
Poverty Rate
10.5%
Unemployment Rate Same
7.1%
Unemployment Rate
7.1%
10-Year Income Growth Same
+35%
10-Year Income Growth
+35%

Education & Work

Source: U.S. Census Bureau ACS 2024 (5-year)
Bachelor's Degree or Higher
43.4%
Bachelor's Degree or Higher
64.8%
Work From Home
15.2%
Work From Home
28.6%
Public Transit
10.9%
Public Transit
5%

Health (CDC PLACES)

Source: CDC PLACES 2023
Frequent Mental Distress
15.3%
Frequent Mental Distress
12.4%
Obesity
34.2%
Obesity
26.8%
Physical Inactivity
24.8%
Physical Inactivity
18.2%
Smoking
10.4%
Smoking
7.1%
Lack of Health Insurance
12.3%
Lack of Health Insurance
8.3%

Healthcare

Source: CMS Hospital Compare 2024
Hospitals
0
Hospitals
0
Avg Hospital Rating
N/A
Avg Hospital Rating
N/A

Demographics

Race categories sum to 100%. Hispanic or Latino is an ethnicity that spans all race categories, shown separately per Census Bureau methodology.

White Oak Population
Race
White 11.8%
African American 62.9%
Asian 8.7%
Kemp Mill Population
Race
White 59%
African American 14.3%
Asian 4.9%
Two or More Races 5.9%

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Data Sources

Population and economic data from the Census Bureau American Community Survey (2024 5-year estimates). Health data from the CDC PLACES (2023). Hospital data from CMS Hospital Compare (2024). Climate data from NOAA Climate Normals (1991–2020). Cost of living from BEA Regional Price Parities via FRED.

Related

Population is place-level (U.S. Census Bureau). Income, home value, rent, poverty and education are place-level American Community Survey figures; health from CDC PLACES, hospitals from CMS Hospital Compare, climate from NOAA Climate Normals, and cost of living from BEA Regional Price Parities. See our methodology for details.